Posts tagged “wealthrebirth

Whistling Past The Graveyard

September Performance Just In!
So how did we do? Great! Check it out for yourself:

SEP 2012 Performance (PDF)
AUG 2012 Performance (PDF) | video
JUL 2012 Performance (PDF) | video

Prism Virtual CD*
How is it going with those bank CD’s? Not getting all the returns you need? We thought we’d have a little fun and see if we could set our automated investing software to emulate a bank CD* by returning just 1% over an entire year. It’s not easy getting returns this low!

Click here to follow along. You’ll need to multiply the current monthly return x 12 to get the annual return, currently running a little over 1.0%. Bear in mind that this is the same software we use to get 1% per DAY.

(* Not issued by a bank, not a real CD, not FDIC insured, not connected with any government, offered for comparative purposes only. Entertainment too.)

The Prism Daily: Wed, Oct 03, 2012

Whistling Past The Graveyard
When we all jumped on each other as kids in public school play grounds we called it a game of ‘pig pile.’ It appears that investment advisors are now doing the same as everyone goes long and bullish sentiment skyrockets. Of course, moves like this always end eventually – when they head in the other direction. From Pragmatic Capitalism we read:

Sentiment: Bullishness in the “Danger Area”
“The latest reading from the Investor’s Intelligence Survey of Advisors showed very high levels of bullishness that is consistent with excessive optimism… The new highs in the markets… has led to readings in what II calls their ‘danger area’… We now note the most bulls since last Feb, when they hit 54.8% as the Dow neared 13,000. Markets held near that area for about six weeks… Then their number fell quickly to 34% in early June when the averages traded down to their 2012 lows.“

One of the wonderful aspects of using mathematics when you trade and invest is that you don’t need sentiment. Sentiment is, after all so very sentimental. It’s emotional, a giant guessing game. Are we near the top? Ready to reverse? Who knows?

At Prism Solutions we don’t need sentiment. It doesn’t matter to our ratios, percentages and other metrics how we feel about the currency market. The market goes up and the market goes down. And our software dutifully trades it in both directions.

If you find yourself still agonizing on the sidelines or daring to tiptoe back down Wall Street, all the while feeling as though you’re whistling past the graveyard, may we suggest that you try out our automated wealth augmentation services for yourself. Getting started is as easy as requesting your FREE, no-obligation consultation. We stand ready to help you achieve your wealth development goals and answer your toughest questions.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? http://eepurl.com/kfsBP Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


Help Wanted Ads Plunge

Performance Reports
So how are we doin’? Check out our August 2012 performance here. Get July’s performance here.

Prism Virtual CD*
Follow along here as we do our best to generate precisely and only 1% a year with our software, and not a penny more! (you’ll need to multiply the monthly return x 12 to get the estimated annual return – currently running pretty darn close to 1.0%! (* Not from a bank, not a real CD, not FDIC insured, not connected with the U.S. government, getting killed by inflation, offered for comparative and entertainment purposes only).
………………………..

The Prism Daily: Thu, Sep 13, 2012

Here’s a bit of economic data that can’t be fudged. It seems that the volume of help wanted ads is dropping like a stone. We read…

Help Wanted Ads Plunge By Most Since Lehman Collapse
“…one won’t read anywhere that one of the most reliable indicators when it comes to real time hiring data as reported by the actual job market… namely Help Wanted ads just plunged by the most since the Lehman collapse… New Help Wanted ads plunging by a whopping 325,700, or the most since February 2009… businesses have become a lot less willing to hire in the last two months… Help wanted online ads posted a second straight triple-digit decline in Aug after Jul’s big drop. Importantly, new ads accounted for the bulk of the weakness.”

If your business doesn’t need help it’s because you aren’t doing so hot. Growing businesses add new help to expand, they don’t fail to advertise for it. Combined with the percentage of men who are active in the workforce now at its lowest since 1948, the economy is still contracting into a black hole, with folks on food stamps lingering at the event horizon.

To assist in counteracting the massive financial gravitational force of an imploding economy, Prism Solutions stands ready to offer you a FREE, no-obligation consultation to help you achieve your wealth development goals and answer your toughest questions. Get in touch and let’s talk.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone HotBox
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


Retiring? 70 May Be the New 65

Performance Reports
So how are we doin’? Download our August 2012 performance here. Get July’s report here.
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The Prism Daily: Wed, Sep 12, 2012

Yesterday we wrote: “To prove the tune-ability of our software, we opened a $200,000 research account and set the software to produce 1% per year.”

And now (drum roll, please), we offer you our Prism Virtual Bank CD (not a bank, not a real CD, not FDIC insured, not connected with the U.S. government, offered for comparative and entertainment purposes only).

Visit this link, Dear Reader, and you will see that we’re already averaging .08% per month.  Multiply that by 12 months and you’ve got yourself a whopping .96% for the year, just a tad off our 1.0% annual profit target. Remember, we’re trying very hard here NOT to accidentally generate more profit than that. If we accidentally generated 2% for an entire year, we’d be off by a factor of DOUBLE! An error like that would have landed a man on Mars, not the Moon.

We’ll keep you posted from time to time and let you know how we’re doing. The only danger here is that we may doze off once in a while watching this account. Speaking of dozing off, we read…

For Many Hopeful Retirees, 70 May Not Be The New 65 After All

“It’s become common — and comforting — wisdom: Those who haven’t saved enough for retirement can significantly boost their income in their golden years by working until the age of 70, instead of the traditional 65… Not so, counters a study released Thursday by the Employee Benefit Research Institute. ‘… about a third of today’s households wouldn’t be financially ready even if they worked to age 70…”

So perhaps having a bank CD that paid a lot more than 1% a year would be a good thing for folks who have to keep working until they drop. At least they could build up some equity in the background, then tap into it when they need it.

As always, Prism Solutions offers a FREE, no-obligation consultation to answer your questions and see if we can help you achieve your retirement. Get in touch and let’s talk.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


NIRP, Boomers and Yak Bones

How quaint, the concept of retirement. The very idea that the past 200,000 years of humankind’s social development — as evidenced by the oldest hand-drawn cave paintings and fossil records — ever included such a thing as a cessation of work prior to attaining truly old age — perhaps sitting around the campfire at a healthy 65, gnawing on a yak bone while the young hustled up the next dinner and were forced to give you the first few bites — is frankly laughable.

Rather, retirement it is a very modern innovation. Prior to Franklin ‘Surprise Attack’ Roosevelt’s official August 1935 transformation of the American free enterprise economy into a centrally planned, socialist wealth redistribution machine, no one expected to stop working until the day their bodies gave out in old age. Grandma and grandpa alike pitched in along with the young ‘uns to run both home and farm, doing whatever was necessary, with everyone well aware of the often razor-thin edge between having enough and having too little.

Things worked out pretty well for the ‘Greatest Generation’ who were fortunate enough to catch the artificial fiat money wealth creation boom launched amidst great disinformational fanfare at Bretton Woods in 1944 (by the same folks who brought you the Federal Reserve 31 years earlier) when the Federal Reserve Note (‘dollar’) was official classified as the world’s reserve currency. Over the next 50 years the phony expansion of the economy through a flood tide of debt-based money swept everything that floats, including household wealth, to the stars.

Case in point: Gordon’s parents bought a 3-bedroom home on a quarter-acre lot in Andover, Massachusetts in 1961 for the tidy sum of $30,750. Zillow has that same house pegged today at $388,973 meaning that it now takes 13 times as many pictures of George Washington — we’re speaking of the $1 bill, Dear Reader — to buy it.

That house is not on the register of historical places. It’s not sitting atop a gold mine. It’s just a house. And its been deteriorating for over 50 years.

– Is it really 13 times more valuable as a physical residence?
– Are there 13 times as many bedrooms?
– Is it sitting on 13 times as much land?
– Are the neighbors 13 times nicer?

The grand wealth illusion started to fall apart with the stock market crash of 2000 which marked the beginning of the secular bear market. Alas, for the vast majority of ‘Baby Boomers’ who are just now vigorously strolling across the retirement finish line and not even close to rolling over it in a wheelchair, it’s all coming to a very premature end. And now you can’t even make a buck on your retirement stash, as Eric Sprott explains:

The Financial System’s Death Knell?

“On July 18th, 2012, the German government sold US$5.13 billion worth of 2-year bonds at an average yield of -0.06%… investors knowingly and willingly bid… for bonds that will pay no interest and are guaranteed to lose them money on expiration. Welcome to the new status quo… NIRP (Negative Interest Rate Policy)… a symptom of a broken financial system… When so-called safe-haven bonds start to consistently produce a negative return, try charging advisory fees to clients while recommending a 50% allocation to negative-yielding government debt. Advisors can try it for a while, but investors won’t put up with it for long… The pension plans are also deteriorating… the funded status of US corporate pension plans hit a record low in July 2012.”

Dear, Dear Reader. Are you going to sit there and take this when math can be your ally and not a cancer that eats away at your retirement? You simply must become pro-active in seeking a higher yield for your money. Whatever you decide to do, making the decision to do something — anything! — would be a good first step.

Because one of these days the government is going to be all out of yak bones.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC
‘Better Investing Through Science’

July 2012 Performance Report
download here (PDF)

Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy. WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


The Prism Daily ~ VIX Drops, Could Stocks Ditto?

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.
……………………………………………………

Prism Precis:  VIX Volatility Index Forecasting Stock Market Drop

Today’s Market MRI: What Happened The Last Two Times VIX Closed Below 15%?

ZeroHedge Reports:  “Following the two times that VIX first closed below 15%, the S&P 500 has suffered from a 5.25% and 7.75% plunge in the following two months…”

Prism Responds:  The intelligent, proactive investor would contact all those professionals who manage their money — financial planners, 401k managers, etc. — and tell them to get their money into bonds. As pathetic as bond returns may be, and even if the bond bubble is slowly popping (as it appears it may be already), it probably won’t let go as quickly as stocks could. If there is no stock market drop and it’s all a false alarm, no harm done. Your other choice is to do nothing and pray that your net worth doesn’t droop 5%-8%.

Prism Solution: The idea of doing nothing makes Dave and Gordon wince. Even writing those words is cringe-worthy. Every day we’re in the markets, working hard to grow our clients’ net worth. Overcoming a 5%-8% equity droop is just an engineering job. When your porch sags, you call a contractor to jack it back up. When your equity sags, you call Prism Solutions.

Prism Presidential Package: For our part, we can help you grow some money at rates with the potential to DOUBLE your money in about 18 months, getting you far ahead of the coming Big Inflation. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.
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Prism Profit Engineering Report: for July 2012 | download here (PDF)
Our Conservative, Moderate and Aggressive strategies produced respective client returns of 4.9%, 6.5% and 9.3%, projecting annualized growth of 58.8%, 78.0% and 111.6%. The average for all three was 79.0%. It would take 74 years for a 1-year bank paying 1.1% to match us. We mention this in passing for those of you who intend to live another 74 years.

And May All Your Investments Be Profitable,

David Taylor and Gordon Philips,
Directors of www.Prism-Solutions.com

‘Better Investing Through Science’

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List!
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.