Posts tagged “unemployment

College Students Defaulting At Record Rates

Performance Reports
Are returns like these really possible? Check out our recent performance here: July | August

Prism Virtual CD*
Click here to watch us emulate a 1% bank CD* with our automated investing software. You’ll need to multiply the current monthly return x 12 to get the annual return, currently running a little over 1.0%. Bear in mind that this is the same software we use to get 1% per DAY. (* Not issued by a bank, not a real CD, not FDIC insured, not connected with any government, offered for comparative purposes only. Entertainment too.).

The Prism Daily: Mon, Oct 01, 2012
Why would it surprise anyone that college students are defaulting on their loans at record rates? Where are today’s college students going to get the money to pay these loans back when they can’t find jobs? From USA Today we read….

College Students Defaulting At Record Rate
“Experts say rising student debt and the poor economy have pushed an increase in the number of student loan defaults… Student loan defaults have risen for the fifth straight year as students have an increasingly difficult time paying off their college debt… of the 4.1 million borrowers who began making payments in late 2009 and early 2010, 9.1% defaulted within two years, up from 8.8% the year before… an official three-year default rate… showed that last year’s 8.8% default rate ballooned to 13.4%… ‘This default data raises serious questions about the quality and value of the education students receive from these schools’…”

With so few jobs available you have to ask yourself why college students keep going into so much debt when it’s so much more promising to be an entrepreneur. The very definition of employment is selling your time to the lowest bidder for the least they’re willing to pay you. Do this over and over and they call it a career. When you’re young and the world is your oyster, that’s the time to consider starting your own business and becoming financially independent. If all else fails, you can get a job.

Then there’s this. Mow lawns all summer, shovel snow all winter, save up and open an account with Prism Solutions. Let our automated wealth augmentation services help compound a tiny stash into a considerable nest egg. Maybe you can retire when you’re 30 and let your parents move in with you.

Getting started is as easy as requesting your FREE, no-obligation consultation. We stand ready to help you achieve your wealth development goals and answer your toughest questions.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

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– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

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Labor Day Parade Grinding to a Halt

Performance Reports
So how are your investments going? Check out our 2012 performance here: July | August 

Prism Virtual CD*
Follow along as we do our best to generate precisely 1% a year with our software, and not a nickel more. You’ll need to multiply the current monthly return x 12 to get the annual return, currently running darn close to 1.0%. (* Not issued by a bank, not a real CD, not FDIC insured, not connected with any government, offered for comparative purposes only. Entertainment too.).

The Prism Daily: Mon, Sep 17, 2012
Labor Day recently celebrated America’s labor force. But why would we do that? Why not celebrate freedom from labor instead? After all, people don’t throw a party when they take out a mortgage, they throw a party when they burn it. In any event, labor as we know it seems to be on the wane these days. From the Wall Street Journal we read:

Men See Lowest Participation Rate on Record
“The labor force participation rate is that percentage of the adult population that is employed or actively seeking employment… In August, this group was 63.5% of the population. That was the lowest figure since September 1981, when it also stood at 63.5%, according to the Labor Department‘s Bureau of Labor Statistics… For men, the August participation rate figure was 69.8%. That’s the lowest on record. The records of the Labor Department began in 1948.”

1948 was 64 years ago. America was emerging from World War II as millions of GI’s, freshly returned from overseas theatres of war, went to work to build, produce and pump up the economy. By 1952 the Dow Jones Industrial Average had eclipsed its old 1929 pre-crash high and moved even higher. America was on the march!

Unfortunately, that march is slowly coming to a parade halt. We can’t get the entire nation moving again, Dear Reader, but we can get you moving if you need some help.

For more information on Prism Solutions’ fine wealth augmentation services, request your FREE, no-obligation consultation today. Prism stands ready to help you achieve your wealth development goals and answer your toughest questions.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


Help Wanted Ads Plunge

Performance Reports
So how are we doin’? Check out our August 2012 performance here. Get July’s performance here.

Prism Virtual CD*
Follow along here as we do our best to generate precisely and only 1% a year with our software, and not a penny more! (you’ll need to multiply the monthly return x 12 to get the estimated annual return – currently running pretty darn close to 1.0%! (* Not from a bank, not a real CD, not FDIC insured, not connected with the U.S. government, getting killed by inflation, offered for comparative and entertainment purposes only).
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The Prism Daily: Thu, Sep 13, 2012

Here’s a bit of economic data that can’t be fudged. It seems that the volume of help wanted ads is dropping like a stone. We read…

Help Wanted Ads Plunge By Most Since Lehman Collapse
“…one won’t read anywhere that one of the most reliable indicators when it comes to real time hiring data as reported by the actual job market… namely Help Wanted ads just plunged by the most since the Lehman collapse… New Help Wanted ads plunging by a whopping 325,700, or the most since February 2009… businesses have become a lot less willing to hire in the last two months… Help wanted online ads posted a second straight triple-digit decline in Aug after Jul’s big drop. Importantly, new ads accounted for the bulk of the weakness.”

If your business doesn’t need help it’s because you aren’t doing so hot. Growing businesses add new help to expand, they don’t fail to advertise for it. Combined with the percentage of men who are active in the workforce now at its lowest since 1948, the economy is still contracting into a black hole, with folks on food stamps lingering at the event horizon.

To assist in counteracting the massive financial gravitational force of an imploding economy, Prism Solutions stands ready to offer you a FREE, no-obligation consultation to help you achieve your wealth development goals and answer your toughest questions. Get in touch and let’s talk.

And May All Your Investments Be Profitable…

David Taylor and Gordon Philips, Directors
Prism Solutions, LLC

‘Better Investing Through Science’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

Your Prism Solution
Let us help you grow a modest portion of your investable net worth at rates of return with the potential to DOUBLE your money every 18-24 months and generate a sustainable retirement , not to mention getting you far ahead of the coming Big Inflation at the same time. You can get started with just a $2,500 minimum account and your first billing period is FREE. Click here for details.

Access Our Archives
– Read past issues of the Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone HotBox
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


It’s Time to Get Real

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.
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Today’s Market MRI:  U.S. Unemployment Rate Rises On Weak Jobs Report

WSW Reports: “… the unemployment rate grew to 8.3 percent, the Labor Department reported on Friday… The ‘real’ unemployment rate, referred to as the ‘U6,’ which includes those working part-time for economic reasons and those who have given up looking for work, hit 15 percent of the workforce… Long-term unemployment continues at near record highs.”

Prism Responds:  In order to understand the world around you it is necessary to filter out the “chatter”, stare the facts in the face, get a firm grip on reality, then pour yourself a stiff one.

The fact is that the economy continues to deteriorate. One out of 6 Americans is underemployed, out of work or just stopped looking. Bottom line: they can’t pay their bills. There is no recovery; nor any that can be detected with even the most powerful telescope. The economy is still headed down and will continue to do for an indeterminate period – indeterminate since there is no way of knowing what degree of manipulation or intervention will be finagled, and whether economically, politically or both.

The Prism Solution: Get real. Slash your budget to the bone. Sell everything you don’t need. Diversify out of the dying dollar, including into precious metals and FDIC-insured foreign currency CD’s. Consolidate all tax-deferred accounts into a single self-directed IRA and start your own mini-mutual fund of selected wealth augmentation strategies, ours being just one of them because you never put all of your eggs into one basket. Let the power of exponential growth go to work, elevating your net worth through repeated doublings until you have enough of a cushion to rest your future on. Trust in math, not politicians. Contact us today for a FREE Consultation 
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Prism Profit Engineering Report: for July 2012
Our Conservative, Moderate and Aggressive strategies prpoduced respective client returns of 4.9%, 6.5% and 9.3%, projecting annualized growth of 58.8%, 78.0% and 111.6%. The average for all three was 79.0%. It would take 74 years for a 1-year bank paying 1.1% to match us. We mention this in passing for those of you who intend to live another 74 years.
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Prism Presidential Package
What would even a nice, smooth 3% a month (36% per year) do for you? Here’s what: if maintained at that rate it could DOUBLE your money every two years. Would that be OK? You can get started with just a $2,500 minimum account and your first billing period is FREE. As for the excitement you’ll feel watching mathematics at work growing fresh equity for you out of thin air – priceless. Click here for details.

And May All Your Investments Be Profitable,

David Taylor and Gordon Philips,
Directors of www.Prism-Solutions.com

‘Better Investing Through Science’

Access Our Archives
– Read past issues of the weekly Prism Letter here
– Read past issues of the Prism Daily at our blog

Join Our Mailing List!
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
The latest economic news and updates, 140 characters at a time. Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services.


‘Take Two and Call Me In The Morning’

The Prism Daily
Your ‘One-A-Day’ financial news-tritional supplement, including trace elements of economic analysis that every healthy investor needs. Addresses a wide variety of monetary afflictions, from vacillation to impecunity. Specially formulated to go down easy! WARNING: Side effects may include elevated cognition and bouts of epiphany. If symptoms persist, unplug cable TV.

‘Take Two and Call Me in the Morning’
Is your portfolio looking weak and tired? Has it lost its get-up-and-go? Perhaps it’s because you’ve been feeding it the wrong wealth supplements: you know, stocks and bonds?

Why swallow these often bitter pills, when there are oodles of profit generating alternatives? If your retirement planning is suffering from malnourishment, you can correct that with heaping doses of profit from Prism Solutions.

And while you’ re at it, check out our Prism Presidential Package. Only $2,500 to get started and the first month is FREE, compliments of the Forex market! It’s just what the doctor ordered.

Today’s Market MRI:  U.S. Poverty On Track To Rise To Highest Since 1960s

Huffington Post Reports: “The ranks of America’s poor are on track to climb to levels unseen in nearly half a century, erasing gains from the war on poverty in the 1960s amid a weak economy and fraying government safety net… Poverty is spreading at record levels across many groups, from underemployed workers and suburban families to the poorest poor. More discouraged workers are giving up on the job market, leaving them vulnerable as unemployment aid begins to run out.”

Prism Responds: The government’s social wars have been predictable in their outcome. A good investment would be to wait until the next ‘war’ is declared and then short it.

The ‘war on poverty’ succeeded only slightly worse than the ‘war on drugs’, eclipsed in its ineffectiveness only by the ‘war on terrorism’ which, in case you hadn’t thought it through, is a military tactic.

As one writer put it, fighting a war against terrorism is about as intelligent as fighting a war against bayonette charges. Nothing can stop a dedicated terrorist, including confiscating fruit juice and fingernail clippers at the airport.

Returning to poverty, to erase the gains since 1965 is to wipe out 47 years of progress. That’s pretty brutal. We’re back to phonographs and tail fins here (both of which Gordon still treasures).

The antidote to the failing economy, of course, is to create your own economy: to fortify your position, conduct your own personal campaign against an entrenched financial enemy (we were referring to the Federal Reserve) and capture the economic high ground. Or you could hope for a ‘war on recession’ to save you, no doubt coming soon.

We say, don’t go gentle into that dark nigh! Arm yourself with pad and pencil, write down some actual retirement goals then calculate the required rate of return to compound a modest starting sum plus regular additions over the years remaining, then you’ll know exactly what you need to do.

If unsure (or just short on batteries), contact us and we’ll explain how. It’s just 7th grade math (5th grade in 1965).

And May All Your Investments Be Profitable,

From the Desks of David Taylor and Gordon Philips,
Directors of Prism Solutions

‘Better Investing Through Science’

Access Our Archives
Read past issues of the weekly Prism Letter here
Read past issues of the Prism Daily at our blog

Join Our Mailing List!
Did a friend forward you this issue? Click here to subscribe to our mailing list and receive all of our timely and informative communications, FREE in your inbox.

Twitter
Twits unite! Follow us here.

24/7 Telephone Hotline
In a hurry? Quick…. dial +1-641-715-3900. Enter extension 985062 and press # for a quick overview of our wealth generation services. Like what you hear? Contact us today for a FREE Consultation